NYSE · Financial · Credit Services · USA
Mastercard Incorporated is a mega cap company (market value over $200 billion) in the Credit Services industry.
Mastercard operates a worldwide network enabling electronic transactions among consumers, merchants, financial institutions and governments. The company authorizes, clears and settles payments through its proprietary system under the Mastercard, Maestro and Cirrus brands. It provides payment solutions alongside services including security, authentication, data insights and processing capabilities.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the Mastercard Incorporated stock.
Overvalued: intrinsic value $455.10 per share, market price $616.40, margin of safety -35.4% (as of 2026-10-19).
Discounting its cash flows at 9.2% (average of 3 methods) values the shares at $455.10; the price of $616.40 is 35% above that value, and 76% of that value comes from beyond year five.
Leak Score: 64/100 on 11 of 12 signals (Faint Leak).
17 more funds hold it; the full list is part of the paid plan.
20 more in this industry show a wider margin of safety.
MA is overvalued (as of the 2026-10-19 close). Discounting its cash flows at 9.2% (average of 3 methods) values the shares at $455.10; the price of $616.40 is 35% above that value, and 76% of that value comes from beyond year five.
$455.10 per share (as of the 2026-10-19 close), against a market price of $616.40. That is a margin of safety of -35.4%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
The price needs faster growth than we project for any company. It is betting on an exception. Yearly sales growth the price needs: 29.3%. Yearly sales growth it has sustained: 16.4%.
64 out of 100, which we rate "Faint Leak", on 11 of 12 value investing signals.