NYSE · Financial · Credit Services · USA
Ally Financial Inc is a large cap company (market value between $10 billion and $200 billion) in the Credit Services industry.
Ally Financial Inc. operates a digital bank and automotive financing and insurance business. The company provides deposit accounts, investment services, and brokerage to consumers, while offering vehicle financing to dealers and insurance products linked to automotive transactions. It also supplies capital to private equity sponsors and mid-market companies through its corporate finance division.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the Ally Financial Inc stock.
Slightly undervalued: intrinsic value $45.89 per share, market price $38.17, margin of safety 16.8% (as of 2026-10-30).
Book value at 0.91x, the multiple a 9.9% return on equity justifies, blended with earnings, values the shares at $45.89; the price of $38.17 is 17% below that value.
Leak Score: 42/100 on 11 of 12 signals (On Watch).
17 more funds hold it; the full list is part of the paid plan.
14 more in this industry show a wider margin of safety.
ALLY is slightly undervalued (as of the 2026-10-30 close). Book value at 0.91x, the multiple a 9.9% return on equity justifies, blended with earnings, values the shares at $45.89; the price of $38.17 is 17% below that value.
$45.89 per share (as of the 2026-10-30 close), against a market price of $38.17. That is a margin of safety of 16.8%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
42 out of 100, which we rate "On Watch", on 11 of 12 value investing signals.