Green Dot Corp (GDOT)

NYSE · Financial · Credit Services · USA

Green Dot Corp is a small cap company (market value between $300 million and $2 billion) in the Credit Services industry.

Green Dot Corporation operates a banking and payments platform serving consumers and businesses through multiple brands and channels. The company offers deposit accounts, prepaid cards, and credit products, primarily through its GO2bank mobile banking service and a network of retail locations. It also provides money movement services including cash transfers and tax refund processing.

From its FY2025 annual report (Form 10-K)

Intrinsic value, DCF valuation, financial health and value investing analysis for the Green Dot Corp stock.

Our verdict on GDOT

Undervalued: intrinsic value $34.72 per share, market price $12.30, margin of safety 64.6% (as of 2026-10-30).

Discounting its cash flows at 9.4% (average of 2 methods) values the shares at $34.72; the price of $12.30 is 65% below that value, and 75% of that value comes from beyond year five.

Leak Score: 53/100 on 8 of 12 signals (Weak Signal).

ETFs with the most weight in GDOT

17 more funds hold it; the full list is part of the paid plan.

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Is GDOT undervalued or overvalued?

GDOT is undervalued (as of the 2026-10-30 close). Discounting its cash flows at 9.4% (average of 2 methods) values the shares at $34.72; the price of $12.30 is 65% below that value, and 75% of that value comes from beyond year five.

What is the intrinsic value of GDOT?

$34.72 per share (as of the 2026-10-30 close), against a market price of $12.30. That is a margin of safety of 64.6%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.

What is Green Dot Corp's Leak Score?

53 out of 100, which we rate "Weak Signal", on 8 of 12 value investing signals.