NASD · Financial · Credit Services · USA
PayPal Holdings Inc is a large cap company (market value between $10 billion and $200 billion) in the Credit Services industry.
PayPal Holdings operates a global two-sided payments network connecting consumers and merchants across multiple markets. The company offers digital wallets, checkout solutions, person-to-person transfers, and buy-now-pay-later products through its PayPal and Venmo brands. PayPal generates revenue primarily through transaction fees, currency conversion charges, instant transfer fees, and cryptocurrency facilitation, alongside merchant financing and other services.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the PayPal Holdings Inc stock.
Undervalued: intrinsic value $107.00 per share, market price $56.51, margin of safety 47.2% (as of 2026-10-19).
Discounting its cash flows at 10.2% (average of 3 methods) values the shares at $107.00; the price of $56.51 is 47% below that value, and 72% of that value comes from beyond year five.
Leak Score: 72/100 on 12 of 12 signals (Clear Leak).
17 more funds hold it; the full list is part of the paid plan.
2 more in this industry show a wider margin of safety.
PYPL is undervalued (as of the 2026-10-19 close). Discounting its cash flows at 10.2% (average of 3 methods) values the shares at $107.00; the price of $56.51 is 47% below that value, and 72% of that value comes from beyond year five.
$107.00 per share (as of the 2026-10-19 close), against a market price of $56.51. That is a margin of safety of 47.2%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
72 out of 100, which we rate "Clear Leak", on 12 of 12 value investing signals.