NASD · Financial · Banks - Regional · Canada
VersaBank is a small cap company (market value between $300 million and $2 billion) in the Banks - Regional industry.
Intrinsic value, DCF valuation, financial health and value investing analysis for the VersaBank stock.
Overvalued: intrinsic value $7.67 per share, market price $21.96, margin of safety -186.3% (as of 2026-10-30).
Book value at 0.50x, the multiple a 6.2% return on equity justifies, blended with earnings, values the shares at $7.67; the price of $21.96 is 186% above that value.
Leak Score: 51/100 on 10 of 12 signals (Weak Signal).
All 324 Banks - Regional stocks
262 more in this industry show a wider margin of safety.
VBNK is overvalued (as of the 2026-10-30 close). Book value at 0.50x, the multiple a 6.2% return on equity justifies, blended with earnings, values the shares at $7.67; the price of $21.96 is 186% above that value.
$7.67 per share (as of the 2026-10-30 close), against a market price of $21.96. That is a margin of safety of -186.3%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
51 out of 100, which we rate "Weak Signal", on 10 of 12 value investing signals.