NASD · Financial · Banks - Regional · USA
Carter Bankshares Inc is a small cap company (market value between $300 million and $2 billion) in the Banks - Regional industry.
Carter Bankshares is a bank holding company operating through its subsidiary Carter Bank & Trust, a Virginia state-chartered bank with branches across Virginia and North Carolina. The company offers commercial and consumer banking, mortgage services, and deposit products to personal and business customers, earning income from loan interest, securities holdings, and service fees.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the Carter Bankshares Inc stock.
Undervalued: intrinsic value $65.33 per share, market price $29.00, margin of safety 55.6% (as of 2026-10-30).
Book value at 2.50x, the multiple a 27.5% return on equity justifies, blended with earnings, values the shares at $65.33; the price of $29.00 is 56% below that value.
Leak Score: 70/100 on 10 of 12 signals (Clear Leak).
17 more funds hold it; the full list is part of the paid plan.
All 324 Banks - Regional stocks
CARE is undervalued (as of the 2026-10-30 close). Book value at 2.50x, the multiple a 27.5% return on equity justifies, blended with earnings, values the shares at $65.33; the price of $29.00 is 56% below that value.
$65.33 per share (as of the 2026-10-30 close), against a market price of $29.00. That is a margin of safety of 55.6%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
70 out of 100, which we rate "Clear Leak", on 10 of 12 value investing signals.