NYSE · Financial · Banks - Regional · India
HDFC Bank Ltd ADR is a large cap company (market value between $10 billion and $200 billion) in the Banks - Regional industry.
Intrinsic value, DCF valuation, financial health and value investing analysis for the HDFC Bank Ltd ADR stock.
Fairly valued: intrinsic value $21.86 per share, market price $22.18, margin of safety -1.5% (as of 2026-10-30).
Book value at 1.91x, the multiple a 13.9% return on equity justifies, blended with earnings, values the shares at $21.86; the price of $22.18 is 1% above that value.
Leak Score: 57/100 on 11 of 12 signals (Weak Signal).
All 324 Banks - Regional stocks
156 more in this industry show a wider margin of safety.
HDB is fairly valued (as of the 2026-10-30 close). Book value at 1.91x, the multiple a 13.9% return on equity justifies, blended with earnings, values the shares at $21.86; the price of $22.18 is 1% above that value.
$21.86 per share (as of the 2026-10-30 close), against a market price of $22.18. That is a margin of safety of -1.5%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
The price needs roughly the return the bank already earns. Return on equity the price needs: 13.2%. Return on equity it earns: 13.9%.
57 out of 100, which we rate "Weak Signal", on 11 of 12 value investing signals.