Primis Financial Corp (FRST)

NASD · Financial · Banks - Regional · USA

Primis Financial Corp is a small cap company (market value between $300 million and $2 billion) in the Banks - Regional industry.

Primis Financial Corp operates as a bank holding company through Primis Bank, a Virginia-chartered institution serving retail customers and small to mid-sized firms. The company accepts deposits through branch locations in Virginia and Maryland, alongside digital channels, and deploys these funds into commercial and consumer loans. It also provides mortgage origination and healthcare-focused lending through subsidiaries.

From its FY2025 annual report (Form 10-K)

Intrinsic value, DCF valuation, financial health and value investing analysis for the Primis Financial Corp stock.

Our verdict on FRST

Undervalued: intrinsic value $28.48 per share, market price $14.73, margin of safety 48.3% (as of 2026-10-30).

Book value at 1.73x, the multiple a 13.4% return on equity justifies, blended with earnings, values the shares at $28.48; the price of $14.73 is 48% below that value.

Leak Score: 67/100 on 10 of 12 signals (Faint Leak).

ETFs with the most weight in FRST

17 more funds hold it; the full list is part of the paid plan.

Browse

Peers in Banks - Regional

All 324 Banks - Regional stocks

Cheaper than FRST in Banks - Regional

Is FRST undervalued or overvalued?

FRST is undervalued (as of the 2026-10-30 close). Book value at 1.73x, the multiple a 13.4% return on equity justifies, blended with earnings, values the shares at $28.48; the price of $14.73 is 48% below that value.

What is the intrinsic value of FRST?

$28.48 per share (as of the 2026-10-30 close), against a market price of $14.73. That is a margin of safety of 48.3%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.

What is Primis Financial Corp's Leak Score?

67 out of 100, which we rate "Faint Leak", on 10 of 12 value investing signals.