NASD · Financial · Banks - Regional · USA
First Internet Bancorp is a micro cap company (market value under $300 million) in the Banks - Regional industry.
First Internet Bancorp operates as a bank holding company through its subsidiary, First Internet Bank, which provides digital banking nationwide. The company delivers commercial, small business, consumer and municipal services including C&I lending, construction and real estate financing, public finance, small business lending, and treasury management. It also partners with financial technology companies to offer deposit and payment products.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the First Internet Bancorp stock.
Undervalued: intrinsic value $49.96 per share, market price $25.81, margin of safety 48.3% (as of 2026-10-30).
Book value and earnings at sector multiples values the shares at $49.96; the price of $25.81 is 48% below that value.
Leak Score: 65/100 on 10 of 12 signals (Faint Leak).
17 more funds hold it; the full list is part of the paid plan.
All 324 Banks - Regional stocks
INBK is undervalued (as of the 2026-10-30 close). Book value and earnings at sector multiples values the shares at $49.96; the price of $25.81 is 48% below that value.
$49.96 per share (as of the 2026-10-30 close), against a market price of $25.81. That is a margin of safety of 48.3%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
65 out of 100, which we rate "Faint Leak", on 10 of 12 value investing signals.