NASD · Financial · Banks - Regional · USA
Wintrust Financial Corp is a mid cap company (market value between $2 billion and $10 billion) in the Banks - Regional industry.
Wintrust Financial Corp is a financial holding company delivering retail and commercial banking through sixteen bank subsidiaries serving customers in Illinois, Wisconsin, Indiana and Michigan. The company also originates residential mortgages, provides specialty finance services including insurance premium and lease financing, and offers wealth management services.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the Wintrust Financial Corp stock.
Fairly valued: intrinsic value $149.31 per share, market price $142.44, margin of safety 4.6% (as of 2026-10-19).
Book value at 1.41x, the multiple a 12.2% return on equity justifies, blended with earnings, values the shares at $149.31; the price of $142.44 is 5% below that value.
Leak Score: 54/100 on 11 of 12 signals (Weak Signal).
17 more funds hold it; the full list is part of the paid plan.
All 323 Banks - Regional stocks
126 more in this industry show a wider margin of safety.
WTFC is fairly valued (as of the 2026-10-19 close). Book value at 1.41x, the multiple a 12.2% return on equity justifies, blended with earnings, values the shares at $149.31; the price of $142.44 is 5% below that value.
$149.31 per share (as of the 2026-10-19 close), against a market price of $142.44. That is a margin of safety of 4.6%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
54 out of 100, which we rate "Weak Signal", on 11 of 12 value investing signals.