NASD · Financial · Banks - Regional · USA
UMB Financial Corp is a mid cap company (market value between $2 billion and $10 billion) in the Banks - Regional industry.
UMB Financial Corp is a financial holding company providing banking services and asset servicing to customers in the United States and internationally. Through its national bank subsidiary, the Company offers commercial, retail, and government banking products including trust and cash-management services. It also operates UMB Fund Services, providing fund accounting and transfer agency services to mutual funds and alternative-investment groups.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the UMB Financial Corp stock.
Slightly undervalued: intrinsic value $145.33 per share, market price $129.65, margin of safety 10.8% (as of 2026-10-19).
Book value at 1.44x, the multiple a 12.3% return on equity justifies, blended with earnings, values the shares at $145.33; the price of $129.65 is 11% below that value.
Leak Score: 58/100 on 12 of 12 signals (Weak Signal).
17 more funds hold it; the full list is part of the paid plan.
All 323 Banks - Regional stocks
89 more in this industry show a wider margin of safety.
UMBF is slightly undervalued (as of the 2026-10-19 close). Book value at 1.44x, the multiple a 12.3% return on equity justifies, blended with earnings, values the shares at $145.33; the price of $129.65 is 11% below that value.
$145.33 per share (as of the 2026-10-19 close), against a market price of $129.65. That is a margin of safety of 10.8%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
58 out of 100, which we rate "Weak Signal", on 12 of 12 value investing signals.