NASD · Financial · Banks - Regional · USA
United Bankshares Inc is a mid cap company (market value between $2 billion and $10 billion) in the Banks - Regional industry.
United Bankshares is a financial holding company that engages primarily in community banking through its subsidiary United Bank. The company offers commercial and retail banking services including deposits, personal and commercial loans, real estate financing, trust services, and digital banking. United Bank also provides asset management, mortgage banking, title insurance, financial planning, and brokerage services through its subsidiaries.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the United Bankshares Inc stock.
Slightly overvalued: intrinsic value $43.07 per share, market price $46.33, margin of safety -7.6% (as of 2026-10-19).
Book value at 1.05x, the multiple a 9.5% return on equity justifies, blended with earnings, values the shares at $43.07; the price of $46.33 is 8% above that value.
Leak Score: 51/100 on 12 of 12 signals (Weak Signal).
17 more funds hold it; the full list is part of the paid plan.
All 323 Banks - Regional stocks
183 more in this industry show a wider margin of safety.
UBSI is slightly overvalued (as of the 2026-10-19 close). Book value at 1.05x, the multiple a 9.5% return on equity justifies, blended with earnings, values the shares at $43.07; the price of $46.33 is 8% above that value.
$43.07 per share (as of the 2026-10-19 close), against a market price of $46.33. That is a margin of safety of -7.6%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
51 out of 100, which we rate "Weak Signal", on 12 of 12 value investing signals.