NYSE · Financial · Banks - Regional · USA
Triumph Financial Inc is a small cap company (market value between $300 million and $2 billion) in the Banks - Regional industry.
Triumph Financial is a financial holding company providing banking, factoring, payments, and intelligence services to the trucking industry. Through its bank subsidiary, it offers traditional lending, deposits, and banking products across multiple U.S. regions. The company purchases carrier invoices for working capital, operates a payments network connecting industry participants, and delivers data analytics services.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the Triumph Financial Inc stock.
Overvalued: intrinsic value $18.49 per share, market price $61.44, margin of safety -232.3% (as of 2026-10-19).
Book value at 0.50x, the multiple a 4.1% return on equity justifies, blended with earnings, values the shares at $18.49; the price of $61.44 is 232% above that value.
Leak Score: 52/100 on 11 of 12 signals (Weak Signal).
17 more funds hold it; the full list is part of the paid plan.
All 323 Banks - Regional stocks
261 more in this industry show a wider margin of safety.
TFIN is overvalued (as of the 2026-10-19 close). Book value at 0.50x, the multiple a 4.1% return on equity justifies, blended with earnings, values the shares at $18.49; the price of $61.44 is 232% above that value.
$18.49 per share (as of the 2026-10-19 close), against a market price of $61.44. That is a margin of safety of -232.3%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
52 out of 100, which we rate "Weak Signal", on 11 of 12 value investing signals.