NYSE · Financial · Banks - Regional · USA
Truist Financial Corp is a large cap company (market value between $10 billion and $200 billion) in the Banks - Regional industry.
Truist Financial Corporation is a financial services company headquartered in Charlotte, North Carolina. Through its two operating segments, Truist provides banking products and services including lending, deposits, investment advisory, wealth management, and payments to individuals, businesses, and municipalities across the United States.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the Truist Financial Corp stock.
Slightly overvalued: intrinsic value $41.53 per share, market price $46.32, margin of safety -11.5% (as of 2026-10-19).
Book value at 0.78x, the multiple a 8.2% return on equity justifies, blended with earnings, values the shares at $41.53; the price of $46.32 is 12% above that value.
Leak Score: 31/100 on 11 of 12 signals (On Watch).
17 more funds hold it; the full list is part of the paid plan.
All 323 Banks - Regional stocks
197 more in this industry show a wider margin of safety.
TFC is slightly overvalued (as of the 2026-10-19 close). Book value at 0.78x, the multiple a 8.2% return on equity justifies, blended with earnings, values the shares at $41.53; the price of $46.32 is 12% above that value.
$41.53 per share (as of the 2026-10-19 close), against a market price of $46.32. That is a margin of safety of -11.5%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
The price needs roughly the return the bank already earns. Return on equity the price needs: 9.5%. Return on equity it earns: 8.2%.
31 out of 100, which we rate "On Watch", on 11 of 12 value investing signals.