NASD · Financial · Banks - Regional · USA
Bancorp Inc is a mid cap company (market value between $2 billion and $10 billion) in the Banks - Regional industry.
Bancorp Inc is a financial holding company operating a federally chartered commercial bank in Sioux Falls, South Dakota. It provides Fintech Solutions, delivering payment and lending services to fintech partners, and Credit Solutions, offering specialty lending in real estate, institutional banking, and small business sectors. The company generates fee income from fintech operations and deploys deposits into its loan portfolio.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the Bancorp Inc stock.
Slightly undervalued: intrinsic value $53.41 per share, market price $50.61, margin of safety 5.2% (as of 2026-10-20).
Book value at 2.50x, the multiple a 29.6% return on equity justifies, blended with earnings, values the shares at $53.41; the price of $50.61 is 5% below that value.
Leak Score: 57/100 on 12 of 12 signals (Weak Signal).
17 more funds hold it; the full list is part of the paid plan.
All 323 Banks - Regional stocks
117 more in this industry show a wider margin of safety.
TBBK is slightly undervalued (as of the 2026-10-20 close). Book value at 2.50x, the multiple a 29.6% return on equity justifies, blended with earnings, values the shares at $53.41; the price of $50.61 is 5% below that value.
$53.41 per share (as of the 2026-10-20 close), against a market price of $50.61. That is a margin of safety of 5.2%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
57 out of 100, which we rate "Weak Signal", on 12 of 12 value investing signals.