NASD · Financial · Banks - Regional · USA
Simmons First National Corp is a mid cap company (market value between $2 billion and $10 billion) in the Banks - Regional industry.
Simmons First National Corp is a financial holding company offering deposit accounts, lending products, and investment services through Simmons Bank in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas. The institution serves individuals and businesses with retail, commercial, and wealth management capabilities, including trust administration and insurance products.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the Simmons First National Corp stock.
Overvalued: intrinsic value $18.80 per share, market price $22.77, margin of safety -21.1% (as of 2026-10-20).
Book value at 0.70x, the multiple a 7.8% return on equity justifies, blended with earnings, values the shares at $18.80; the price of $22.77 is 21% above that value.
Leak Score: 42/100 on 11 of 12 signals (On Watch).
17 more funds hold it; the full list is part of the paid plan.
All 323 Banks - Regional stocks
210 more in this industry show a wider margin of safety.
SFNC is overvalued (as of the 2026-10-20 close). Book value at 0.70x, the multiple a 7.8% return on equity justifies, blended with earnings, values the shares at $18.80; the price of $22.77 is 21% above that value.
$18.80 per share (as of the 2026-10-20 close), against a market price of $22.77. That is a margin of safety of -21.1%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
42 out of 100, which we rate "On Watch", on 11 of 12 value investing signals.