Seacoast Banking Corp Of Florida (SBCF)

NASD · Financial · Banks - Regional · USA

Seacoast Banking Corp Of Florida is a mid cap company (market value between $2 billion and $10 billion) in the Banks - Regional industry.

Seacoast Banking Corporation of Florida is a financial holding company whose principal subsidiary is Seacoast National Bank, one of the largest banks based in Florida. The company delivers deposit-taking, lending, investment advisory and insurance products to retail and commercial customers through branches and online platforms.

From its FY2025 annual report (Form 10-K)

Intrinsic value, DCF valuation, financial health and value investing analysis for the Seacoast Banking Corp Of Florida stock.

Our verdict on SBCF

Overvalued: intrinsic value $16.47 per share, market price $32.07, margin of safety -94.7% (as of 2026-10-19).

Book value at 0.50x, the multiple a 5.8% return on equity justifies, blended with earnings, values the shares at $16.47; the price of $32.07 is 95% above that value.

Leak Score: 30/100 on 10 of 12 signals (On Watch).

ETFs with the most weight in SBCF

17 more funds hold it; the full list is part of the paid plan.

More on SBCF

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Cheaper than SBCF in Banks - Regional

252 more in this industry show a wider margin of safety.

Is SBCF undervalued or overvalued?

SBCF is overvalued (as of the 2026-10-19 close). Book value at 0.50x, the multiple a 5.8% return on equity justifies, blended with earnings, values the shares at $16.47; the price of $32.07 is 95% above that value.

What is the intrinsic value of SBCF?

$16.47 per share (as of the 2026-10-19 close), against a market price of $32.07. That is a margin of safety of -94.7%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.

What is Seacoast Banking Corp Of Florida's Leak Score?

30 out of 100, which we rate "On Watch", on 10 of 12 value investing signals.