Pinnacle Financial Partners Inc (PNFP)

NYSE · Financial · Banks - Regional · USA

Pinnacle Financial Partners Inc is a large cap company (market value between $10 billion and $200 billion) in the Banks - Regional industry.

Pinnacle Financial Partners is a financial holding company offering comprehensive financial services to businesses and individuals across the Southeast. Through Pinnacle Bank, it operates branch offices in Tennessee, North Carolina, South Carolina, Virginia, Georgia, Alabama, Kentucky, Maryland and Florida. The company provides lending, deposit management, investment advisory and treasury solutions.

From its FY2025 annual report (Form 10-K)

Intrinsic value, DCF valuation, financial health and value investing analysis for the Pinnacle Financial Partners Inc stock.

Our verdict on PNFP

Overvalued: intrinsic value $73.82 per share, market price $95.29, margin of safety -29.1% (as of 2026-10-20).

Book value at 0.65x, the multiple a 7.6% return on equity justifies, blended with earnings, values the shares at $73.82; the price of $95.29 is 29% above that value.

Leak Score: 39/100 on 6 of 12 signals (On Watch).

ETFs with the most weight in PNFP

17 more funds hold it; the full list is part of the paid plan.

More on PNFP

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222 more in this industry show a wider margin of safety.

Is PNFP undervalued or overvalued?

PNFP is overvalued (as of the 2026-10-20 close). Book value at 0.65x, the multiple a 7.6% return on equity justifies, blended with earnings, values the shares at $73.82; the price of $95.29 is 29% above that value.

What is the intrinsic value of PNFP?

$73.82 per share (as of the 2026-10-20 close), against a market price of $95.29. That is a margin of safety of -29.1%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.

What is Pinnacle Financial Partners Inc's Leak Score?

39 out of 100, which we rate "On Watch", on 6 of 12 value investing signals.