NYSE · Financial · Banks - Regional · USA
PNC Financial Services Group Inc is a large cap company (market value between $10 billion and $200 billion) in the Banks - Regional industry.
PNC Financial Services Group is a financial services holding company offering consumer banking, commercial lending, and investment management services nationwide. The company provides deposit accounts, credit products, wealth management, and specialized financing to corporations and government entities through its bank subsidiary and non-banking operations. PNC maintains branches coast-to-coast and operates in four countries outside the U.S.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the PNC Financial Services Group Inc stock.
Slightly undervalued: intrinsic value $229.03 per share, market price $216.21, margin of safety 5.6% (as of 2026-10-19).
Book value at 1.48x, the multiple a 13.0% return on equity justifies, blended with earnings, values the shares at $229.03; the price of $216.21 is 6% below that value.
Leak Score: 39/100 on 11 of 12 signals (On Watch).
17 more funds hold it; the full list is part of the paid plan.
All 323 Banks - Regional stocks
122 more in this industry show a wider margin of safety.
PNC is slightly undervalued (as of the 2026-10-19 close). Book value at 1.48x, the multiple a 13.0% return on equity justifies, blended with earnings, values the shares at $229.03; the price of $216.21 is 6% below that value.
$229.03 per share (as of the 2026-10-19 close), against a market price of $216.21. That is a margin of safety of 5.6%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
The price needs roughly the return the bank already earns. Return on equity the price needs: 12.3%. Return on equity it earns: 13.0%.
39 out of 100, which we rate "On Watch", on 11 of 12 value investing signals.