NYSE · Financial · Mortgage Finance · USA
PennyMac Financial Services Inc is a mid cap company (market value between $2 billion and $10 billion) in the Mortgage Finance industry.
PennyMac Financial Services is a specialty financial services firm with a mortgage platform that produces and services U.S. residential mortgage loans. The company operates through production, which originates and acquires loans through correspondent, broker direct, and consumer direct channels, and servicing, which administers loans and manages default activities.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the PennyMac Financial Services Inc stock.
Undervalued: intrinsic value $150.15 per share, market price $62.92, margin of safety 58.1% (as of 2026-10-30).
Discounting its cash flows at 7.5% (average of 2 methods) values the shares at $150.15; the price of $62.92 is 58% below that value, and 79% of that value comes from beyond year five.
Leak Score: 42/100 on 10 of 12 signals (On Watch).
17 more funds hold it; the full list is part of the paid plan.
All 13 Mortgage Finance stocks
PFSI is undervalued (as of the 2026-10-30 close). Discounting its cash flows at 7.5% (average of 2 methods) values the shares at $150.15; the price of $62.92 is 58% below that value, and 79% of that value comes from beyond year five.
$150.15 per share (as of the 2026-10-30 close), against a market price of $62.92. That is a margin of safety of 58.1%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
42 out of 100, which we rate "On Watch", on 10 of 12 value investing signals.