UWM Holdings Corp (UWMC)

NYSE · Financial · Mortgage Finance · USA

UWM Holdings Corp is a mid cap company (market value between $2 billion and $10 billion) in the Mortgage Finance industry.

UWM Holdings Corp is the largest residential mortgage lender in the U.S., originating conforming and government loans exclusively through the wholesale channel across all states. The company provides loan origination, underwriting, and closing services to independent mortgage brokers using proprietary technology and centralized processes.

From its FY2025 annual report (Form 10-K)

Intrinsic value, DCF valuation, financial health and value investing analysis for the UWM Holdings Corp stock.

Our verdict on UWMC

Undervalued: intrinsic value $6.61 per share, market price $1.57, margin of safety 76.2% (as of 2026-10-30).

Discounting its cash flows at 9.7% (average of 2 methods) values the shares at $6.61; the price of $1.57 is 76% below that value, and 72% of that value comes from beyond year five.

Leak Score: 40/100 on 8 of 12 signals (On Watch).

ETFs with the most weight in UWMC

17 more funds hold it; the full list is part of the paid plan.

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Is UWMC undervalued or overvalued?

UWMC is undervalued (as of the 2026-10-30 close). Discounting its cash flows at 9.7% (average of 2 methods) values the shares at $6.61; the price of $1.57 is 76% below that value, and 72% of that value comes from beyond year five.

What is the intrinsic value of UWMC?

$6.61 per share (as of the 2026-10-30 close), against a market price of $1.57. That is a margin of safety of 76.2%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.

What is UWM Holdings Corp's Leak Score?

40 out of 100, which we rate "On Watch", on 8 of 12 value investing signals.