NYSE · Financial · Mortgage Finance · USA
Velocity Financial Inc is a small cap company (market value between $300 million and $2 billion) in the Mortgage Finance industry.
Velocity Financial is a real estate finance company that originates property-backed loans across the United States, converts them into securities, and manages the resulting portfolio. The company lends to real estate investors for residential rental properties, multifamily housing, mixed-use buildings, and commercial properties through relationships with mortgage brokers and borrowers.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the Velocity Financial Inc stock.
No reliable verdict: intrinsic value $326.08 per share, market price $15.72 (as of 2026-10-30).
Discounting its cash flows would put the shares at $326.08: 21 times the price of $15.72. A gap that size says more about a model than about the market. It usually means heavy debt, where a small error in the value of the business becomes a large one in the value of the shares, or a business our method does not describe. We do not publish a verdict on this one.
Leak Score: 38/100 on 9 of 12 signals (On Watch).
17 more funds hold it; the full list is part of the paid plan.
All 13 Mortgage Finance stocks
We do not publish a verdict on VEL. Discounting its cash flows would put the shares at $326.08: 21 times the price of $15.72. A gap that size says more about a model than about the market. It usually means heavy debt, where a small error in the value of the business becomes a large one in the value of the shares, or a business our method does not describe. We do not publish a verdict on this one.
We do not publish one (as of the 2026-10-30 close). Discounting its cash flows would put the shares at $326.08: 21 times the price of $15.72. A gap that size says more about a model than about the market. It usually means heavy debt, where a small error in the value of the business becomes a large one in the value of the shares, or a business our method does not describe. We do not publish a verdict on this one.
38 out of 100, which we rate "On Watch", on 9 of 12 value investing signals.