Onity Group Inc (ONIT)

NYSE · Financial · Mortgage Finance · USA

Onity Group Inc is a micro cap company (market value under $300 million) in the Mortgage Finance industry.

Onity Group Inc provides mortgage servicing and origination services through PHH Mortgage and Liberty Reverse Mortgage. The company manages forward and reverse residential mortgages for financial institutions and government-sponsored entities, while also acquiring mortgage servicing rights through various channels. Operations span the United States, Virgin Islands, India, and Philippines.

From its FY2025 annual report (Form 10-K)

Intrinsic value, DCF valuation, financial health and value investing analysis for the Onity Group Inc stock.

Our verdict on ONIT

No reliable verdict: intrinsic value $698.53 per share, market price $27.52 (as of 2026-10-30).

Discounting its cash flows would put the shares at $698.53: 25 times the price of $27.52. A gap that size says more about a model than about the market. It usually means heavy debt, where a small error in the value of the business becomes a large one in the value of the shares, or a business our method does not describe. We do not publish a verdict on this one.

Leak Score: 45/100 on 10 of 12 signals (On Watch).

ETFs with the most weight in ONIT

• First Trust Dow Jones Select Microcap Index Fund (FDM): 0.3% of the fund
• Harbor Small Cap Earners ETF (EBIT): 0.1% of the fund
• iShares Micro-Cap ETF (IWC): 0.1% of the fund

17 more funds hold it; the full list is part of the paid plan.

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Is ONIT undervalued or overvalued?

We do not publish a verdict on ONIT. Discounting its cash flows would put the shares at $698.53: 25 times the price of $27.52. A gap that size says more about a model than about the market. It usually means heavy debt, where a small error in the value of the business becomes a large one in the value of the shares, or a business our method does not describe. We do not publish a verdict on this one.

What is the intrinsic value of ONIT?

We do not publish one (as of the 2026-10-30 close). Discounting its cash flows would put the shares at $698.53: 25 times the price of $27.52. A gap that size says more about a model than about the market. It usually means heavy debt, where a small error in the value of the business becomes a large one in the value of the shares, or a business our method does not describe. We do not publish a verdict on this one.

What is Onity Group Inc's Leak Score?

45 out of 100, which we rate "On Watch", on 10 of 12 value investing signals.