LoanDepot Inc (LDI)

NYSE · Financial · Mortgage Finance · USA

LoanDepot Inc is a micro cap company (market value under $300 million) in the Mortgage Finance industry.

loanDepot provides mortgage lending and real estate services to homebuyers through digital platforms, local loan officers, and builder partnerships. The company originates conventional, jumbo, FHA, VA, and home equity loans, and maintains an in-house servicing platform. It also offers title, escrow, and real estate referral services to customers.

From its FY2025 annual report (Form 10-K)

Intrinsic value, DCF valuation, financial health and value investing analysis for the LoanDepot Inc stock.

Our verdict on LDI

No reliable verdict: intrinsic value $3.30 per share, market price $0.58 (as of 2026-10-30).

Discounting its cash flows would put the shares at $3.30: 6 times the price of $0.58. A gap that size says more about a model than about the market. It usually means heavy debt, where a small error in the value of the business becomes a large one in the value of the shares, or a business our method does not describe. We do not publish a verdict on this one.

ETFs with the most weight in LDI

16 more funds hold it; the full list is part of the paid plan.

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Peers in Mortgage Finance

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Is LDI undervalued or overvalued?

We do not publish a verdict on LDI. Discounting its cash flows would put the shares at $3.30: 6 times the price of $0.58. A gap that size says more about a model than about the market. It usually means heavy debt, where a small error in the value of the business becomes a large one in the value of the shares, or a business our method does not describe. We do not publish a verdict on this one.

What is the intrinsic value of LDI?

We do not publish one (as of the 2026-10-30 close). Discounting its cash flows would put the shares at $3.30: 6 times the price of $0.58. A gap that size says more about a model than about the market. It usually means heavy debt, where a small error in the value of the business becomes a large one in the value of the shares, or a business our method does not describe. We do not publish a verdict on this one.