NYSE · Financial · Banks - Regional · USA
Provident Financial Services Inc is a mid cap company (market value between $2 billion and $10 billion) in the Banks - Regional industry.
Provident Financial Services is a bank holding company that owns Provident Bank, operating branch offices throughout New Jersey, Pennsylvania, and New York. The Bank attracts deposits and originates various types of loans secured by commercial properties, businesses, and residential real estate, while providing fiduciary, wealth management, and insurance brokerage services to individuals, families, and businesses in its market areas.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the Provident Financial Services Inc stock.
Undervalued: intrinsic value $28.65 per share, market price $22.53, margin of safety 21.4% (as of 2026-10-20).
Book value at 1.28x, the multiple a 11.1% return on equity justifies, blended with earnings, values the shares at $28.65; the price of $22.53 is 21% below that value.
Leak Score: 65/100 on 11 of 12 signals (Faint Leak).
17 more funds hold it; the full list is part of the paid plan.
All 323 Banks - Regional stocks
36 more in this industry show a wider margin of safety.
PFS is undervalued (as of the 2026-10-20 close). Book value at 1.28x, the multiple a 11.1% return on equity justifies, blended with earnings, values the shares at $28.65; the price of $22.53 is 21% below that value.
$28.65 per share (as of the 2026-10-20 close), against a market price of $22.53. That is a margin of safety of 21.4%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
65 out of 100, which we rate "Faint Leak", on 11 of 12 value investing signals.