NASD · Financial · Banks - Regional · USA
OceanFirst Financial Corp is a small cap company (market value between $300 million and $2 billion) in the Banks - Regional industry.
OceanFirst Financial Corp is a holding company for OceanFirst Bank N.A., a regional community bank. The Bank originates commercial real estate and commercial loans as its primary focus, along with residential construction and consumer loans, funding these through retail and commercial deposits. It also provides bankcard, trust, and mortgage banking services.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the OceanFirst Financial Corp stock.
Overvalued: intrinsic value $11.22 per share, market price $16.09, margin of safety -43.3% (as of 2026-10-20).
Book value at 0.50x, the multiple a 2.4% return on equity justifies, blended with earnings, values the shares at $11.22; the price of $16.09 is 43% above that value.
Leak Score: 34/100 on 12 of 12 signals (On Watch).
17 more funds hold it; the full list is part of the paid plan.
All 323 Banks - Regional stocks
235 more in this industry show a wider margin of safety.
OCFC is overvalued (as of the 2026-10-20 close). Book value at 0.50x, the multiple a 2.4% return on equity justifies, blended with earnings, values the shares at $11.22; the price of $16.09 is 43% above that value.
$11.22 per share (as of the 2026-10-20 close), against a market price of $16.09. That is a margin of safety of -43.3%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
34 out of 100, which we rate "On Watch", on 12 of 12 value investing signals.