NYSE · Financial · Banks - Regional · Brazil
Nu Holdings Ltd is a large cap company (market value between $10 billion and $200 billion) in the Banks - Regional industry.
Intrinsic value, DCF valuation, financial health and value investing analysis for the Nu Holdings Ltd stock.
Overvalued: intrinsic value $7.80 per share, market price $15.09, margin of safety -93.3% (as of 2026-10-20).
Book value at 2.50x, the multiple a 31.6% return on equity justifies, blended with earnings, values the shares at $7.80; the price of $15.09 is 93% above that value.
Leak Score: 62/100 on 8 of 12 signals (Faint Leak).
17 more funds hold it; the full list is part of the paid plan.
All 323 Banks - Regional stocks
251 more in this industry show a wider margin of safety.
NU is overvalued (as of the 2026-10-20 close). Book value at 2.50x, the multiple a 31.6% return on equity justifies, blended with earnings, values the shares at $7.80; the price of $15.09 is 93% above that value.
$7.80 per share (as of the 2026-10-20 close), against a market price of $15.09. That is a margin of safety of -93.3%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
The price needs the bank to earn more on its equity than it does today. Return on equity the price needs: 40.6%. Return on equity it earns: 31.6%.
62 out of 100, which we rate "Faint Leak", on 8 of 12 value investing signals.