NYSE · Financial · Banks - Regional · USA
Nicolet Bankshares Inc is a mid cap company (market value between $2 billion and $10 billion) in the Banks - Regional industry.
Nicolet Bankshares is a bank and financial holding company providing lending, deposit gathering, and ancillary banking services to businesses and individuals. The company offers commercial, agricultural, and residential real estate loans, consumer products, and wealth management across Wisconsin, Michigan, and Minnesota through branch locations and digital banking platforms.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the Nicolet Bankshares Inc stock.
Overvalued: intrinsic value $107.05 per share, market price $164.61, margin of safety -53.8% (as of 2026-10-20).
Book value at 1.01x, the multiple a 8.9% return on equity justifies, blended with earnings, values the shares at $107.05; the price of $164.61 is 54% above that value.
Leak Score: 41/100 on 12 of 12 signals (On Watch).
17 more funds hold it; the full list is part of the paid plan.
All 323 Banks - Regional stocks
240 more in this industry show a wider margin of safety.
NIC is overvalued (as of the 2026-10-20 close). Book value at 1.01x, the multiple a 8.9% return on equity justifies, blended with earnings, values the shares at $107.05; the price of $164.61 is 54% above that value.
$107.05 per share (as of the 2026-10-20 close), against a market price of $164.61. That is a margin of safety of -53.8%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
41 out of 100, which we rate "On Watch", on 12 of 12 value investing signals.