NYSE · Financial · Banks - Regional · USA
F.N.B. Corp is a mid cap company (market value between $2 billion and $10 billion) in the Banks - Regional industry.
F.N.B. Corp is a financial holding company delivering banking, wealth management and insurance services through subsidiaries to retail clients, commercial enterprises and public entities in seven states and Washington, D.C. The Community Banking segment provides lending, deposits and digital banking. Wealth Management manages trusts and investments while Insurance offers brokerage and coverage products.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the F.N.B. Corp stock.
Slightly undervalued: intrinsic value $18.85 per share, market price $17.66, margin of safety 6.3% (as of 2026-10-20).
Book value at 0.90x, the multiple a 9.0% return on equity justifies, blended with earnings, values the shares at $18.85; the price of $17.66 is 6% below that value.
Leak Score: 34/100 on 12 of 12 signals (On Watch).
17 more funds hold it; the full list is part of the paid plan.
All 323 Banks - Regional stocks
112 more in this industry show a wider margin of safety.
FNB is slightly undervalued (as of the 2026-10-20 close). Book value at 0.90x, the multiple a 9.0% return on equity justifies, blended with earnings, values the shares at $18.85; the price of $17.66 is 6% below that value.
$18.85 per share (as of the 2026-10-20 close), against a market price of $17.66. That is a margin of safety of 6.3%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
34 out of 100, which we rate "On Watch", on 12 of 12 value investing signals.