NASD · Financial · Banks - Regional · USA
First Financial Bankshares Inc is a mid cap company (market value between $2 billion and $10 billion) in the Banks - Regional industry.
First Financial Bankshares is a financial holding company that operates a full-service commercial banking business through its subsidiaries, primarily First Financial Bank. The company serves consumers, small businesses, corporations, and other entities through general commercial banking, trust and wealth management, and related financial services across Texas markets.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the First Financial Bankshares Inc stock.
Slightly overvalued: intrinsic value $25.19 per share, market price $29.94, margin of safety -18.9% (as of 2026-10-19).
Book value at 2.04x, the multiple a 15.9% return on equity justifies, blended with earnings, values the shares at $25.19; the price of $29.94 is 19% above that value.
Leak Score: 50/100 on 12 of 12 signals (Weak Signal).
17 more funds hold it; the full list is part of the paid plan.
All 323 Banks - Regional stocks
207 more in this industry show a wider margin of safety.
FFIN is slightly overvalued (as of the 2026-10-19 close). Book value at 2.04x, the multiple a 15.9% return on equity justifies, blended with earnings, values the shares at $25.19; the price of $29.94 is 19% above that value.
$25.19 per share (as of the 2026-10-19 close), against a market price of $29.94. That is a margin of safety of -18.9%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
50 out of 100, which we rate "Weak Signal", on 12 of 12 value investing signals.