NASD · Financial · Banks - Regional · USA
Enterprise Financial Services Corp is a mid cap company (market value between $2 billion and $10 billion) in the Banks - Regional industry.
Enterprise Financial Services Corp operates Enterprise Bank & Trust, providing banking and wealth management services to privately-held businesses and individuals across multiple states. The company offers commercial, real estate, construction, and residential lending, along with SBA loans, deposit products, treasury management, and fiduciary services. It specializes in niche markets including insurance premium finance, sponsor finance, and tax credit-related lending.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the Enterprise Financial Services Corp stock.
Fairly valued: intrinsic value $57.96 per share, market price $60.55, margin of safety -4.5% (as of 2026-10-20).
Book value at 1.03x, the multiple a 9.6% return on equity justifies, blended with earnings, values the shares at $57.96; the price of $60.55 is 4% above that value.
Leak Score: 50/100 on 11 of 12 signals (Weak Signal).
17 more funds hold it; the full list is part of the paid plan.
All 323 Banks - Regional stocks
169 more in this industry show a wider margin of safety.
EFSC is fairly valued (as of the 2026-10-20 close). Book value at 1.03x, the multiple a 9.6% return on equity justifies, blended with earnings, values the shares at $57.96; the price of $60.55 is 4% above that value.
$57.96 per share (as of the 2026-10-20 close), against a market price of $60.55. That is a margin of safety of -4.5%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
50 out of 100, which we rate "Weak Signal", on 11 of 12 value investing signals.