Customers Bancorp Inc (CUBI)

NYSE · Financial · Banks - Regional · USA

Customers Bancorp Inc is a mid cap company (market value between $2 billion and $10 billion) in the Banks - Regional industry.

Customers Bancorp is a bank holding company providing commercial and consumer banking services through its subsidiary Customers Bank. The bank offers diversified lending products including commercial and industrial loans, real estate financing, and residential mortgages across multiple geographic markets. It serves businesses, consumers, and specialized sectors such as healthcare and technology through a technology-enabled service model.

From its FY2025 annual report (Form 10-K)

Intrinsic value, DCF valuation, financial health and value investing analysis for the Customers Bancorp Inc stock.

Our verdict on CUBI

Slightly undervalued: intrinsic value $91.98 per share, market price $76.02, margin of safety 17.4% (as of 2026-10-20).

Book value at 1.31x, the multiple a 14.3% return on equity justifies, blended with earnings, values the shares at $91.98; the price of $76.02 is 17% below that value.

Leak Score: 62/100 on 12 of 12 signals (Faint Leak).

ETFs with the most weight in CUBI

17 more funds hold it; the full list is part of the paid plan.

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55 more in this industry show a wider margin of safety.

Is CUBI undervalued or overvalued?

CUBI is slightly undervalued (as of the 2026-10-20 close). Book value at 1.31x, the multiple a 14.3% return on equity justifies, blended with earnings, values the shares at $91.98; the price of $76.02 is 17% below that value.

What is the intrinsic value of CUBI?

$91.98 per share (as of the 2026-10-20 close), against a market price of $76.02. That is a margin of safety of 17.4%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.

What is Customers Bancorp Inc's Leak Score?

62 out of 100, which we rate "Faint Leak", on 12 of 12 value investing signals.