NYSE · Financial · Credit Services · USA
Capital One Financial Corp is a large cap company (market value between $10 billion and $200 billion) in the Credit Services industry.
Capital One Financial Corp is a diversified financial services holding company providing credit cards, auto loans, personal loans, lending and deposit accounts to individual consumers, small businesses and commercial enterprises across digital and physical locations. The company also operates payment networks including Discover Network, PULSE Network and Diners Club.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the Capital One Financial Corp stock.
Slightly overvalued: intrinsic value $171.48 per share, market price $199.83, margin of safety -16.5% (as of 2026-10-19).
Book value at 0.80x, the multiple a 8.9% return on equity justifies, blended with earnings, values the shares at $171.48; the price of $199.83 is 17% above that value.
Leak Score: 54/100 on 12 of 12 signals (Weak Signal).
17 more funds hold it; the full list is part of the paid plan.
19 more in this industry show a wider margin of safety.
COF is slightly overvalued (as of the 2026-10-19 close). Book value at 0.80x, the multiple a 8.9% return on equity justifies, blended with earnings, values the shares at $171.48; the price of $199.83 is 17% above that value.
$171.48 per share (as of the 2026-10-19 close), against a market price of $199.83. That is a margin of safety of -16.5%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
The price needs roughly the return the bank already earns. Return on equity the price needs: 11.0%. Return on equity it earns: 8.9%.
54 out of 100, which we rate "Weak Signal", on 12 of 12 value investing signals.