NASD · Financial · Banks - Regional · USA
City Holding Co is a small cap company (market value between $300 million and $2 billion) in the Banks - Regional industry.
City Holding Company is a financial holding company operating through City National Bank, which provides commercial banking, consumer banking, mortgage banking, and wealth management services. The bank serves businesses and consumers across West Virginia, Kentucky, Virginia, and southeastern Ohio through a network of branches offering deposit accounts, loans, investment management, and trust services.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the City Holding Co stock.
Slightly overvalued: intrinsic value $126.80 per share, market price $142.10, margin of safety -12.1% (as of 2026-10-20).
Book value at 2.50x, the multiple a 16.6% return on equity justifies, blended with earnings, values the shares at $126.80; the price of $142.10 is 12% above that value.
Leak Score: 46/100 on 11 of 12 signals (On Watch).
17 more funds hold it; the full list is part of the paid plan.
All 323 Banks - Regional stocks
193 more in this industry show a wider margin of safety.
CHCO is slightly overvalued (as of the 2026-10-20 close). Book value at 2.50x, the multiple a 16.6% return on equity justifies, blended with earnings, values the shares at $126.80; the price of $142.10 is 12% above that value.
$126.80 per share (as of the 2026-10-20 close), against a market price of $142.10. That is a margin of safety of -12.1%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
46 out of 100, which we rate "On Watch", on 11 of 12 value investing signals.