NYSE · Financial · Banks - Regional · USA
Cullen Frost Bankers Inc is a mid cap company (market value between $2 billion and $10 billion) in the Banks - Regional industry.
Cullen Frost Bankers is a financial holding company headquartered in Texas that operates through its banking subsidiary and other affiliates. It provides commercial and consumer banking services, trust and investment management, insurance, brokerage, and treasury management services across Texas markets. The company serves various industries and operates regional financial centers with community-based management throughout the state.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the Cullen Frost Bankers Inc stock.
Fairly valued: intrinsic value $147.03 per share, market price $153.21, margin of safety -4.2% (as of 2026-10-19).
Book value at 2.32x, the multiple a 15.3% return on equity justifies, blended with earnings, values the shares at $147.03; the price of $153.21 is 4% above that value.
Leak Score: 31/100 on 11 of 12 signals (On Watch).
17 more funds hold it; the full list is part of the paid plan.
All 323 Banks - Regional stocks
171 more in this industry show a wider margin of safety.
CFR is fairly valued (as of the 2026-10-19 close). Book value at 2.32x, the multiple a 15.3% return on equity justifies, blended with earnings, values the shares at $147.03; the price of $153.21 is 4% above that value.
$147.03 per share (as of the 2026-10-19 close), against a market price of $153.21. That is a margin of safety of -4.2%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
31 out of 100, which we rate "On Watch", on 11 of 12 value investing signals.