NYSE · Financial · Banks - Regional · USA
Citizens Financial Group Inc is a large cap company (market value between $10 billion and $200 billion) in the Banks - Regional industry.
Citizens Financial Group provides banking solutions across multiple states to individuals, small businesses, mid-sized firms, large corporations, and institutions through a network of branches. The company operates two main segments: Consumer Banking offers deposit and lending products plus wealth management, while Commercial Banking provides capital markets, advisory, and treasury services.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the Citizens Financial Group Inc stock.
Overvalued: intrinsic value $51.62 per share, market price $62.76, margin of safety -21.6% (as of 2026-10-19).
Book value at 0.80x, the multiple a 8.9% return on equity justifies, blended with earnings, values the shares at $51.62; the price of $62.76 is 22% above that value.
Leak Score: 37/100 on 11 of 12 signals (On Watch).
17 more funds hold it; the full list is part of the paid plan.
All 323 Banks - Regional stocks
213 more in this industry show a wider margin of safety.
CFG is overvalued (as of the 2026-10-19 close). Book value at 0.80x, the multiple a 8.9% return on equity justifies, blended with earnings, values the shares at $51.62; the price of $62.76 is 22% above that value.
$51.62 per share (as of the 2026-10-19 close), against a market price of $62.76. That is a margin of safety of -21.6%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
37 out of 100, which we rate "On Watch", on 11 of 12 value investing signals.