NASD · Financial · Banks - Regional · USA
Commerce Bancshares Inc is a mid cap company (market value between $2 billion and $10 billion) in the Banks - Regional industry.
Commerce Bancshares is a bank holding company owning Commerce Bank, which delivers lending, deposits, investment advisory, and trust services to individuals, businesses, and municipalities. Operating through Commercial, Retail Banking, and Wealth divisions, the company serves markets across Missouri, Kansas, Illinois, Oklahoma, and Colorado. It also owns non-banking subsidiaries engaged in capital investment, securities operations, and leasing.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the Commerce Bancshares Inc stock.
Fairly valued: intrinsic value $55.26 per share, market price $55.11, margin of safety 0.3% (as of 2026-10-19).
Book value at 2.04x, the multiple a 14.5% return on equity justifies, blended with earnings, values the shares at $55.26; the price of $55.11 sits right on that value.
Leak Score: 43/100 on 12 of 12 signals (On Watch).
17 more funds hold it; the full list is part of the paid plan.
All 323 Banks - Regional stocks
150 more in this industry show a wider margin of safety.
CBSH is fairly valued (as of the 2026-10-19 close). Book value at 2.04x, the multiple a 14.5% return on equity justifies, blended with earnings, values the shares at $55.26; the price of $55.11 sits right on that value.
$55.26 per share (as of the 2026-10-19 close), against a market price of $55.11. That is a margin of safety of 0.3%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
43 out of 100, which we rate "On Watch", on 12 of 12 value investing signals.