NASD · Financial · Banks - Regional · USA
Capital Bancorp Inc is a small cap company (market value between $300 million and $2 billion) in the Banks - Regional industry.
Capital Bancorp Inc. is a bank holding company operating through Capital Bank, serving businesses and consumers across the Washington D.C. and Baltimore areas. The company operates four divisions: Commercial Banking providing C&I and commercial real estate lending, OpenSky offering secured credit cards nationwide, Capital Bank Home Loans originating residential mortgages, and Windsor Advantage providing SBA and USDA loan servicing.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the Capital Bancorp Inc stock.
Slightly undervalued: intrinsic value $47.60 per share, market price $39.39, margin of safety 17.2% (as of 2026-10-19).
Book value at 2.09x, the multiple a 14.1% return on equity justifies, blended with earnings, values the shares at $47.60; the price of $39.39 is 17% below that value.
Leak Score: 56/100 on 10 of 12 signals (Weak Signal).
17 more funds hold it; the full list is part of the paid plan.
All 323 Banks - Regional stocks
60 more in this industry show a wider margin of safety.
CBNK is slightly undervalued (as of the 2026-10-19 close). Book value at 2.09x, the multiple a 14.1% return on equity justifies, blended with earnings, values the shares at $47.60; the price of $39.39 is 17% below that value.
$47.60 per share (as of the 2026-10-19 close), against a market price of $39.39. That is a margin of safety of 17.2%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
56 out of 100, which we rate "Weak Signal", on 10 of 12 value investing signals.