NYSE · Financial · Banks - Regional · USA
Ameris Bancorp is a mid cap company (market value between $2 billion and $10 billion) in the Banks - Regional industry.
Ameris Bancorp is a financial holding company operating through Ameris Bank, which provides banking services to retail and commercial customers across the Southeast. The Bank offers commercial and residential lending, consumer loans, agricultural financing, treasury management, insurance premium financing, and mortgage services. It operates branch offices and accepts deposits from individuals and businesses throughout its service areas.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the Ameris Bancorp stock.
Overvalued: intrinsic value $61.05 per share, market price $79.23, margin of safety -29.8% (as of 2026-10-19).
Book value at 0.91x, the multiple a 9.4% return on equity justifies, blended with earnings, values the shares at $61.05; the price of $79.23 is 30% above that value.
Leak Score: 44/100 on 11 of 12 signals (On Watch).
17 more funds hold it; the full list is part of the paid plan.
All 323 Banks - Regional stocks
223 more in this industry show a wider margin of safety.
ABCB is overvalued (as of the 2026-10-19 close). Book value at 0.91x, the multiple a 9.4% return on equity justifies, blended with earnings, values the shares at $61.05; the price of $79.23 is 30% above that value.
$61.05 per share (as of the 2026-10-19 close), against a market price of $79.23. That is a margin of safety of -29.8%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
44 out of 100, which we rate "On Watch", on 11 of 12 value investing signals.