NYSE · Financial · Credit Services · USA
Visa Inc is a mega cap company (market value over $200 billion) in the Credit Services industry.
Visa facilitates digital payment transactions globally through its VisaNet processing network, serving consumers, financial institutions, merchants and governments. The company provides authorization, clearing and settlement services for credit, debit and prepaid payment products, along with risk management and fraud detection services. Visa operates through partnerships with financial institutions and fintech companies rather than issuing cards or extending credit.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the Visa Inc stock.
Overvalued: intrinsic value $245.13 per share, market price $402.92, margin of safety -64.4% (as of 2026-10-19).
Discounting its cash flows at 9.2% (average of 3 methods) values the shares at $245.13; the price of $402.92 is 64% above that value, and 76% of that value comes from beyond year five.
Leak Score: 49/100 on 11 of 12 signals (On Watch).
17 more funds hold it; the full list is part of the paid plan.
21 more in this industry show a wider margin of safety.
V is overvalued (as of the 2026-10-19 close). Discounting its cash flows at 9.2% (average of 3 methods) values the shares at $245.13; the price of $402.92 is 64% above that value, and 76% of that value comes from beyond year five.
$245.13 per share (as of the 2026-10-19 close), against a market price of $402.92. That is a margin of safety of -64.4%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
The price needs faster growth than we project for any company. It is betting on an exception. Yearly sales growth the price needs: 31.8%. Yearly sales growth it has sustained: 11.3%.
49 out of 100, which we rate "On Watch", on 11 of 12 value investing signals.