NASD · Financial · Insurance - Property & Casualty · USA
United Fire Group Inc is a small cap company (market value between $300 million and $2 billion) in the Insurance - Property & Casualty industry.
United Fire Group is a property and casualty insurance company operating through independent agencies across all states and the District of Columbia. The company provides commercial lines insurance including fire, liability, automobile, workers' compensation and surety bonds to small and middle market businesses in construction, services, retail, financial and manufacturing sectors.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the United Fire Group Inc stock.
Undervalued: intrinsic value $81.74 per share, market price $56.11, margin of safety 31.4% (as of 2026-10-19).
Book value at 2.30x, the multiple a 15.5% return on equity justifies, blended with earnings, values the shares at $81.74; the price of $56.11 is 31% below that value.
Leak Score: 95/100 on 9 of 12 signals (Major Leak).
17 more funds hold it; the full list is part of the paid plan.
All 45 Insurance - Property & Casualty stocks
7 more in this industry show a wider margin of safety.
UFCS is undervalued (as of the 2026-10-19 close). Book value at 2.30x, the multiple a 15.5% return on equity justifies, blended with earnings, values the shares at $81.74; the price of $56.11 is 31% below that value.
$81.74 per share (as of the 2026-10-19 close), against a market price of $56.11. That is a margin of safety of 31.4%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
95 out of 100, which we rate "Major Leak", on 9 of 12 value investing signals.