American Coastal Insurance Corp (ACIC)

NASD · Financial · Insurance - Property & Casualty · USA

American Coastal Insurance Corp is a small cap company (market value between $300 million and $2 billion) in the Insurance - Property & Casualty industry.

Intrinsic value, DCF valuation, financial health and value investing analysis for the American Coastal Insurance Corp stock.

Our verdict on ACIC

Undervalued: intrinsic value $21.72 per share, market price $10.92, margin of safety 49.7% (as of 2026-10-30).

Book value at 2.50x, the multiple a 25.5% return on equity justifies, blended with earnings, values the shares at $21.72; the price of $10.92 is 50% below that value.

Leak Score: 73/100 on 10 of 12 signals (Clear Leak).

ETFs with the most weight in ACIC

17 more funds hold it; the full list is part of the paid plan.

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Is ACIC undervalued or overvalued?

ACIC is undervalued (as of the 2026-10-30 close). Book value at 2.50x, the multiple a 25.5% return on equity justifies, blended with earnings, values the shares at $21.72; the price of $10.92 is 50% below that value.

What is the intrinsic value of ACIC?

$21.72 per share (as of the 2026-10-30 close), against a market price of $10.92. That is a margin of safety of 49.7%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.

What is American Coastal Insurance Corp's Leak Score?

73 out of 100, which we rate "Clear Leak", on 10 of 12 value investing signals.