American Integrity Insurance Group Inc (AII)

NYSE · Financial · Insurance - Property & Casualty · USA

American Integrity Insurance Group Inc is a small cap company (market value between $300 million and $2 billion) in the Insurance - Property & Casualty industry.

American Integrity Insurance Group offers homeowners and condominium insurance coverage in Florida through its subsidiary American Integrity Insurance Company. The company distributes policies via the voluntary market and opportunistically assumes risks from Citizens, the state-owned carrier. Coverage extends to owner-occupied residences, vacant properties, and investment dwellings across multiple Florida counties.

From its FY2025 annual report (Form 10-K)

Intrinsic value, DCF valuation, financial health and value investing analysis for the American Integrity Insurance Group Inc stock.

Our verdict on AII

Undervalued: intrinsic value $55.09 per share, market price $29.26, margin of safety 46.9% (as of 2026-10-30).

Book value at 2.50x, the multiple a 26.2% return on equity justifies, blended with earnings, values the shares at $55.09; the price of $29.26 is 47% below that value.

Leak Score: 100/100 on 6 of 12 signals (Major Leak).

ETFs with the most weight in AII

17 more funds hold it; the full list is part of the paid plan.

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Is AII undervalued or overvalued?

AII is undervalued (as of the 2026-10-30 close). Book value at 2.50x, the multiple a 26.2% return on equity justifies, blended with earnings, values the shares at $55.09; the price of $29.26 is 47% below that value.

What is the intrinsic value of AII?

$55.09 per share (as of the 2026-10-30 close), against a market price of $29.26. That is a margin of safety of 46.9%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.

What is American Integrity Insurance Group Inc's Leak Score?

100 out of 100, which we rate "Major Leak", on 6 of 12 value investing signals.