NYSE · Financial · Insurance - Property & Casualty · USA
Travelers Companies Inc is a large cap company (market value between $10 billion and $200 billion) in the Insurance - Property & Casualty industry.
Travelers Companies is a property and casualty insurance holding company offering commercial and personal insurance products to businesses, government entities, associations and individuals. Operating through Business Insurance, Bond & Specialty Insurance, and Personal Insurance segments, it distributes coverage including workers' compensation, commercial property, general liability and auto insurance primarily across the United States and internationally.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the Travelers Companies Inc stock.
Slightly undervalued: intrinsic value $443.94 per share, market price $385.45, margin of safety 13.2% (as of 2026-10-19).
Book value at 2.50x, the multiple a 27.5% return on equity justifies, blended with earnings, values the shares at $443.94; the price of $385.45 is 13% below that value.
Leak Score: 82/100 on 10 of 12 signals (Strong Leak).
17 more funds hold it; the full list is part of the paid plan.
All 45 Insurance - Property & Casualty stocks
17 more in this industry show a wider margin of safety.
TRV is slightly undervalued (as of the 2026-10-19 close). Book value at 2.50x, the multiple a 27.5% return on equity justifies, blended with earnings, values the shares at $443.94; the price of $385.45 is 13% below that value.
$443.94 per share (as of the 2026-10-19 close), against a market price of $385.45. That is a margin of safety of 13.2%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
The price needs a lower return than the bank already earns. Return on equity the price needs: 16.5%. Return on equity it earns: 27.5%.
82 out of 100, which we rate "Strong Leak", on 10 of 12 value investing signals.