NYSE · Financial · Insurance - Property & Casualty · USA
Hanover Insurance Group Inc is a mid cap company (market value between $2 billion and $10 billion) in the Insurance - Property & Casualty industry.
Hanover Insurance Group is a holding company providing property and casualty insurance through subsidiaries to businesses and individuals. The company operates through Core Commercial, offering coverage for small and mid-sized businesses; Specialty, providing professional liability and marine products; and Personal Lines, delivering automobile and homeowners insurance. Distribution occurs through independent agents and brokers across the United States.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the Hanover Insurance Group Inc stock.
Slightly undervalued: intrinsic value $278.26 per share, market price $230.75, margin of safety 17.1% (as of 2026-10-19).
Book value at 2.50x, the multiple a 21.9% return on equity justifies, blended with earnings, values the shares at $278.26; the price of $230.75 is 17% below that value.
Leak Score: 73/100 on 12 of 12 signals (Clear Leak).
17 more funds hold it; the full list is part of the paid plan.
All 45 Insurance - Property & Casualty stocks
15 more in this industry show a wider margin of safety.
THG is slightly undervalued (as of the 2026-10-19 close). Book value at 2.50x, the multiple a 21.9% return on equity justifies, blended with earnings, values the shares at $278.26; the price of $230.75 is 17% below that value.
$278.26 per share (as of the 2026-10-19 close), against a market price of $230.75. That is a margin of safety of 17.1%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
73 out of 100, which we rate "Clear Leak", on 12 of 12 value investing signals.