Selective Insurance Group Inc (SIGI)

NASD · Financial · Insurance - Property & Casualty · USA

Selective Insurance Group Inc is a mid cap company (market value between $2 billion and $10 billion) in the Insurance - Property & Casualty industry.

Selective Insurance Group is an insurance holding company owning ten property and casualty insurance subsidiaries operating in the United States through independent agents and wholesale brokers. The company operates Standard Commercial Lines for businesses, Standard Personal Lines for individuals, and Excess and Surplus Lines for high-risk commercial customers, selling one-year term policies covering casualty and property risks.

From its FY2025 annual report (Form 10-K)

Intrinsic value, DCF valuation, financial health and value investing analysis for the Selective Insurance Group Inc stock.

Our verdict on SIGI

Undervalued: intrinsic value $129.08 per share, market price $89.44, margin of safety 30.7% (as of 2026-10-20).

Book value at 2.50x, the multiple a 14.2% return on equity justifies, blended with earnings, values the shares at $129.08; the price of $89.44 is 31% below that value.

Leak Score: 83/100 on 11 of 12 signals (Strong Leak).

ETFs with the most weight in SIGI

17 more funds hold it; the full list is part of the paid plan.

More on SIGI

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8 more in this industry show a wider margin of safety.

Is SIGI undervalued or overvalued?

SIGI is undervalued (as of the 2026-10-20 close). Book value at 2.50x, the multiple a 14.2% return on equity justifies, blended with earnings, values the shares at $129.08; the price of $89.44 is 31% below that value.

What is the intrinsic value of SIGI?

$129.08 per share (as of the 2026-10-20 close), against a market price of $89.44. That is a margin of safety of 30.7%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.

What is Selective Insurance Group Inc's Leak Score?

83 out of 100, which we rate "Strong Leak", on 11 of 12 value investing signals.