NASD · Financial · Insurance - Property & Casualty · USA
Safety Insurance Group Inc is a small cap company (market value between $300 million and $2 billion) in the Insurance - Property & Casualty industry.
Safety Insurance Group underwrites automobile, homeowners, and related property coverage in Massachusetts, New Hampshire, and Maine. Operating through four insurance subsidiaries, the company distributes its products exclusively via independent agents throughout the three-state region. The company serves individual policyholders and small commercial enterprises seeking various liability and property protections.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the Safety Insurance Group Inc stock.
Overvalued: intrinsic value $60.19 per share, market price $103.85, margin of safety -72.5% (as of 2026-10-19).
Book value at 0.93x, the multiple a 7.8% return on equity justifies, blended with earnings, values the shares at $60.19; the price of $103.85 is 73% above that value.
Leak Score: 50/100 on 10 of 12 signals (Weak Signal).
17 more funds hold it; the full list is part of the paid plan.
All 45 Insurance - Property & Casualty stocks
30 more in this industry show a wider margin of safety.
SAFT is overvalued (as of the 2026-10-19 close). Book value at 0.93x, the multiple a 7.8% return on equity justifies, blended with earnings, values the shares at $60.19; the price of $103.85 is 73% above that value.
$60.19 per share (as of the 2026-10-19 close), against a market price of $103.85. That is a margin of safety of -72.5%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
50 out of 100, which we rate "Weak Signal", on 10 of 12 value investing signals.