RLI Corp (RLI)

NYSE · Financial · Insurance - Property & Casualty · USA

RLI Corp is a mid cap company (market value between $2 billion and $10 billion) in the Insurance - Property & Casualty industry.

RLI Corp underwrites specialty property, casualty and surety insurance through subsidiaries operating across the United States. The company distributes its products via brokers, agents and insurance partners to commercial and individual customers in both admitted and excess and surplus markets. Operations span casualty, property, and surety insurance segments.

From its FY2025 annual report (Form 10-K)

Intrinsic value, DCF valuation, financial health and value investing analysis for the RLI Corp stock.

Our verdict on RLI

Slightly overvalued: intrinsic value $57.18 per share, market price $61.20, margin of safety -7.0% (as of 2026-10-19).

Book value at 2.50x, the multiple a 25.2% return on equity justifies, blended with earnings, values the shares at $57.18; the price of $61.20 is 7% above that value.

Leak Score: 66/100 on 11 of 12 signals (Faint Leak).

ETFs with the most weight in RLI

17 more funds hold it; the full list is part of the paid plan.

More on RLI

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Cheaper than RLI in Insurance - Property & Casualty

24 more in this industry show a wider margin of safety.

Is RLI undervalued or overvalued?

RLI is slightly overvalued (as of the 2026-10-19 close). Book value at 2.50x, the multiple a 25.2% return on equity justifies, blended with earnings, values the shares at $57.18; the price of $61.20 is 7% above that value.

What is the intrinsic value of RLI?

$57.18 per share (as of the 2026-10-19 close), against a market price of $61.20. That is a margin of safety of -7.0%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.

What is RLI Corp's Leak Score?

66 out of 100, which we rate "Faint Leak", on 11 of 12 value investing signals.