NASD · Financial · Insurance - Property & Casualty · USA
Palomar Holdings Inc is a mid cap company (market value between $2 billion and $10 billion) in the Insurance - Property & Casualty industry.
Palomar Holdings provides property and casualty insurance to individuals and businesses through multiple specialty lines including earthquake, liability, marine, crop, and surety coverage. The company distributes both admitted and excess-surplus products via retail agents, brokers, and program administrators across the United States.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the Palomar Holdings Inc stock.
Overvalued: intrinsic value $98.97 per share, market price $137.83, margin of safety -39.3% (as of 2026-10-19).
Book value at 2.50x, the multiple a 22.2% return on equity justifies, blended with earnings, values the shares at $98.97; the price of $137.83 is 39% above that value.
Leak Score: 67/100 on 10 of 12 signals (Faint Leak).
17 more funds hold it; the full list is part of the paid plan.
All 45 Insurance - Property & Casualty stocks
29 more in this industry show a wider margin of safety.
PLMR is overvalued (as of the 2026-10-19 close). Book value at 2.50x, the multiple a 22.2% return on equity justifies, blended with earnings, values the shares at $98.97; the price of $137.83 is 39% above that value.
$98.97 per share (as of the 2026-10-19 close), against a market price of $137.83. That is a margin of safety of -39.3%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
67 out of 100, which we rate "Faint Leak", on 10 of 12 value investing signals.