NYSE · Financial · Insurance - Property & Casualty · USA
Mercury General Corp is a mid cap company (market value between $2 billion and $10 billion) in the Insurance - Property & Casualty industry.
Mercury General Corporation is an insurance holding company that primarily writes personal automobile insurance through insurance subsidiaries across multiple states, with major operations in California. The company also offers coverage for homes, commercial vehicles, commercial buildings, mechanical protection, and additional liability. Mercury General sells policies through independent agents, owned insurance agencies, and direct internet portals.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the Mercury General Corp stock.
Undervalued: intrinsic value $182.37 per share, market price $102.79, margin of safety 43.6% (as of 2026-10-19).
Book value at 2.50x, the multiple a 39.0% return on equity justifies, blended with earnings, values the shares at $182.37; the price of $102.79 is 44% below that value.
Leak Score: 93/100 on 11 of 12 signals (Major Leak).
17 more funds hold it; the full list is part of the paid plan.
All 45 Insurance - Property & Casualty stocks
MCY is undervalued (as of the 2026-10-19 close). Book value at 2.50x, the multiple a 39.0% return on equity justifies, blended with earnings, values the shares at $182.37; the price of $102.79 is 44% below that value.
$182.37 per share (as of the 2026-10-19 close), against a market price of $102.79. That is a margin of safety of 43.6%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
93 out of 100, which we rate "Major Leak", on 11 of 12 value investing signals.